ANNEXURE I OFFER TERMS AND CONDITIONS

This marketing program (“Offer”) is from Kotak Mahindra Bank Limited (“Bank”) under an arrangement with Xiaomi Technology India Private Limited (“Xiaomi”).

1. ELIGIBLE CUSTOMERS: Bank credit card holders are referred to as “Cardholders”. Cardholders who purchase the Eligible Products from Mi Authorised Channel during the Offer Period and meet the conditions set out under this Annexure are referred to as “Customers”.

2. FIRST OFFER: Following discount (each a “Discount”) to each Cardholder purchasing the concerned Eligible Product through Mi Authorised Channel (as defined below) during the Offer Period.

1. SECOND OFFER: OFFER PERIOD: 23 February 2022 00:00 hours to 24 February 2022 23:59:59 hours

Xiaomi Phones

. THIRD OFFER: OFFER PERIOD: 25 February 2022 00:00 hours to 28 February 2022 23:59:59 hours

Xiaomi Phones

Redmi Phones

TVs

Laptops

Ecosystem

1. ELIGIBLE PRODUCTS: All variants of the products listed at Clause 2 purchased during the Offer Period from the Mi Authorised Channels. Each variant of the product listed at Clause 2 is referred to individually as an “Eligible Product”, and collectively as the “Eligible Products”.

2. MINIMUM TRANSACTION AMOUNT: To avail the Discount on an Eligible Product during the Offer Period, a Cardholder’s transaction using his/her Bank credit card full swipe or under a credit card EMI scheme must be for the minimum amount identified and set out in Clause 2 above (each a “Minimum Transaction Amount”).

3. MI AUTHORISED CHANNEL: www.mi.com, the related mobile website and mobile application

Other Terms and Conditions:

1. The above Offer is by way of a special offer for Cardholders only.
2. The Offer can be availed only once per Bank card during the Offer Period, irrespective of the number of products purchased.
3. Any person participating in the Offer: a. must be an Indian citizen and resident; b. must be able to enter into legally binding contracts under Indian Contract Act, 1872; c. must hold a valid and unexpired card issued by Bank; d. must purchase an Eligible Product; e. must possess proof of age, identity and place of residence.
4. Offer is not applicable on cash on delivery transactions or on net banking transactions.
5. The Offer cannot be combined with any other offer.
6. Any person availing this Offer shall be deemed to have accepted these terms and conditions.
7. Delinquent and over-limit Cardholders will not qualify for this Offer.
8. This Offer is non-encashable, non-extendable and non-negotiable.