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Home > Support > Kotak Bank Offer

Kotak Bank Offer


This marketing program (“Offer”) is from Kotak Bank Limited (“Bank”) under an arrangement with Xiaomi Technology India Private Limited (“Xiaomi”), and is open to all persons competent to contract in India, holding a valid and current Kotak Bank credit card (“Cardholder”) and who meet the eligibility criteria set out in these Offer terms and conditions (“Customers”).

Other Terms and Conditions:

  1. The above Offer is by way of a special offer for Cardholders only.
  2. The Offer can be availed only once per Kotak Bank card during the Offer Period.
  3. Any person participating in the Offer: a. must be an Indian citizen and resident; b. must be able to enter into legally binding contracts under Indian Contract Act, 1872; c. must hold a valid and unexpired credit card issued by Kotak Bank; d. must purchase an Eligible Product; e. must possess proof of age, identity and place of residence.
  4. Cardholders can participate only once in this Offer during the Offer Period, irrespective of the number of products purchased.
  5. The Offer cannot be combined with any other offer.
  6. Any person availing this Offer shall be deemed to have accepted these terms and conditions.
  7. Delinquent and over-limit Cardholders will not qualify for this promotion.
  8. This Offer is non-encashable, non-extendable and non-negotiable.
  9. This Offer is not applicable on cash on delivery transactions.
  10. This Offer is not applicable on net banking transactions.
  11. If a Cardholder has more than 1 (one) Kotak Bank card, spends on the cards cannot be clubbed by the card member in order to qualify for the said Offer.
  12. Any query regarding the Offer will be entertained only till 30th April 2021 (23:59:59 hours). Any issue with the Offer will only be entertained only till 15 May 2021 (23:59:59 hours). Post such dates, the Bank and Xiaomi will not entertain any correspondence or communication regarding this Offer from any persons.
  13. Pictures of products shown in the communication sent to the customers either through mailers or advertised on the website, are representative only and may not bear a resemblance to the actual products. Neither of the Parties shall, under any circumstances, be responsible towards the same.
  14. Returned transactions, disputed or unauthorized/fraudulent transactions will not be considered for the Offer.
  15. All government levies and taxes shall be payable by the Customers as applicable at the time the Offer is availed.
  16. Cardholders are not bound in any way to participate in the Offer. Any such participation is voluntary.
  17. This Offer shall be subject to all applicable laws, rules and regulations which are in existence and which may be promulgated anytime by any statutory authority.
  18. Bank and Xiaomi reserve the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this Offer or not, or to extend or withdraw it altogether.
  19. Any disputes arising out of the Offer shall be subject to the exclusive jurisdiction of the courts at Bangalore.
  20. Customers who already availed the offer discount on 12th & 13th April are not eligible.  


Minimum Transaction Value INR 7000
Offer 10% Instant Discount up to 1000
Instrument Credit Card and Credit Card EMI
Product All categories

Note: Offer will not be Applicable on Redmi Note 10 Series.