The Xiaomi 14T can support charging and using wired headphones at the same time when a compatible USB-C adapter is used.
For your reference, here are the conditions for using a charger and headphones at the same time:
1. You need a USB-C adapter or USB-C headset with a built-in DAC (digital-to-analog converter) that explicitly supports charging + audio output simultaneously.
2. Simple/passive USB-C splitters that only divide the port into "charging + 3.5 mm" without their own DAC or proper protocol handling often cannot provide stable simultaneous charging and audio.
3. For better compatibility, use official or certified third-party accessories that clearly state "charge and listen at the same time" or "USB-C audio + PD charging support".