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Home > Support > Payment Facility

Payment Facility

PAYMENT FACILITY

While availing any of the payment method/s available on the Website, we will not be responsible or assume any liability, whatsoever in respect of any loss or damage arising directly or indirectly to You due to:

  1. Lack of authorization for any transaction/s, or
  2. Exceeding the preset limit mutually agreed by You and between "bank/s", orHow we collect and use that information.
  3. Any payment issues arising out of the transaction, or
  4. Decline of transaction for any other reason/s

All payments made against the purchases/services on Website by you shall be compulsorily in Indian Rupees acceptable in the Republic of India. The Website will not facilitate transaction with respect to any other form of currency with respect to the purchases made on Website.

Buyer's arrangement with Issuing Bank

All valid credit / debit/ cash card/ and other payment instruments are processed using a credit card payment gateway or appropriate payment system infrastructure (“Payment Facility”) and the same will also be governed by the terms and conditions agreed to between the Buyer and the respective issuing bank (“Issuing Bank”) and payment instrument issuing company (“Payment Facility Policies”). All online bank transfers from valid bank accounts are processed using the gateway provided by the respective Issuing Bank which supports Payment Facility to provide these services to the Users. All such online bank transfers on Payment Facility are also governed by the terms and conditions agreed to between Buyer and the respective Issuing Bank.

Payment Terms

Before shipping / delivering your order to you, the seller (“Seller”) may request You (the “Buyer”) to provide supporting documents (including but not limited to Govt. issued ID and address proof) to establish the ownership of the payment instrument used by you for your purchase of a product (“Product”). This is done in the interest of providing a safe online shopping environment to Our Users. All purchase of products or services (“Transactions”), the price (“Transaction Price”) and all commercial terms such as delivery (“Delivery”), dispatch of Products and/or services (“Dispatch”) are as per principal to principal bipartite contractual obligations between Buyer and Seller and the Payment Facility is merely used by the Buyer and Seller to facilitate the completion of the Transaction. Use of the Payment Facility shall not render Xiaomi liable or responsible for the non-delivery, non-receipt, non-payment, damage, breach of representations and warranties, non-provision of after sales or warranty services or fraud as regards the products and /or services on the Website. You have specifically authorized Xiaomi or its service providers to collect, process, facilitate and remit payments and / or the Transaction Price electronically or through cash on Delivery to and from other Users in respect of Transactions through the Payment Facility. Your relationship with Xiaomi is on a principal to principal basis and by accepting these Terms of Use you agree that Xiaomi is an independent contractor for all purposes, and does not have control of or liability for the products or services that are listed on the Website that are paid for by using the Payment Facility. Xiaomi does not guarantee the identity of any User nor does it ensure that a Buyer or a Seller will complete a Transaction.

Payment terms for Buyer

  1. You, as a Buyer, understand that upon initiating a Transaction, You are entering into a legally binding and enforceable contract with the Seller to purchase the Products and /or services from the Seller using the Payment Facility, and You shall pay the Transaction Price through Your Issuing Bank to the Seller using the Payment Facility.
  2. You, as a Buyer, may agree with the Seller through electronic communication and electronic records and using the automated features as may be provided by the Payment Facility on any extension / increase in the Dispatch and/or Delivery time and the Transaction shall stand amended to such extent. Any such extension / increase of Dispatch / Delivery time or subsequent novation / variation of the Transaction should be in compliance with the terms and conditions of the Payment Facility Policies.
  3. You, as a Buyer, shall electronically notify the Payment Facility provider using the appropriate Website features immediately upon Delivery or non Delivery within the time period as provided. Non notification by You of Delivery or non Delivery within the time period specified in the Payment Facility Policies shall be construed as a deemed Delivery in respect of that Transaction. In case of cash-on-delivery Transactions, Buyer is not required to confirm the receipt of Products or services.
  4. You, as a Buyer, shall be entitled to claim a refund of the Transaction Price (as Your sole and exclusive remedy) in case You do not receive the Delivery within the time period agreed in the Transaction or within the time period as indicated, whichever is earlier. In case you do not raise a refund claim using the Website within the stipulated time than this would make You ineligible for a refund.
  5. You, as a Buyer, understand that the Payment Facility may not be available in full or in part for certain category of products and/or services and/or Transactions and hence You may not be entitled to a refund in respect of the Transactions for those products and /or services.
  6. Except for cash on Delivery transaction, refund, if any, shall be made at the same Issuing Bank from where Transaction Price was received.
  7. For cash on Delivery transactions, refunds, if any, will be made via demand draft in favour of the Buyer (As per registration details provided by the Buyer)
  8. Refund shall be made in Indian Rupees only and shall be equivalent to the Transaction Price received in Indian Rupees.
  9. For electronics payments, refund shall be made through Payment Facility using NEFT / RTGS or any other online banking / electronic funds transfer system approved by Reserve Bank India (RBI).
  10. Refund shall be conditional and shall be with recourse available to Xiaomi in case of any misuse by Buyer.
  11. Refund shall be subject to Buyer complying with the Terms of Use.
  12. Xiaomi reserves the right to impose limits on the number of Transactions or Transaction Price which Xiaomi may receive from on an individual valid credit/debit/ cash card / valid bank account/ and such other infrastructure or any other financial instrument directly or indirectly through payment aggregator or through any such facility authorized by Reserve Bank of India to provide enabling support facility for collection and remittance of payment or by an individual Buyer during any time period, and reserves the right to refuse to process Transactions exceeding such limit.
  13. Xiaomi reserves the right to refuse to process Transactions by Buyers with a prior history of questionable charges including without limitation breach of any agreements by Buyer with Xiaomi or breach/violation of any law or any charges imposed by Issuing Bank or breach of any policy.
  14. Xiaomi may do such checks as it deems fit before approving the receipt of/Buyers commitment to pay (for cash on Delivery transactions) Transaction Price from the Buyer for security or other reasons at the discretion of Xiaomi. As a result of such check if Xiaomi is not satisfied with the creditability of the Buyer or genuineness of the Transaction / Transaction Price, it will have the right to reject the receipt of / Buyers commitment to pay Transaction Price.
  15. Xiaomi may delay notifying the payment confirmation i.e. informing Seller to Dispatch, if Xiaomi deems suspicious or for Buyers conducting high transaction volumes to ensure safety of the Transaction and Transaction Price. In addition, Xiaomi may hold Transaction Price and may not inform Seller to Dispatch or remit Transaction Price to law enforcement officials (instead of refunding the same to Buyer) at the request of law enforcement officials or in the event the Buyer is engaged in any form of illegal activity.
  16. The Buyer and Seller acknowledge that Xiaomi will not be liable for any damages, interests or claims etc. resulting from not processing a Transaction/Transaction Price or any delay in processing a Transaction/Transaction Price which is beyond control of Xiaomi.

Transaction Terms

  1. All commercial/contractual terms are offered by and agreed to between Buyers and Sellers alone. The commercial/contractual terms include without limitation price, shipping costs, payment methods, payment terms, date, period and mode of delivery, warranties related to products and services and after sales services related to products and services. Xiaomi does not have any control or does not determine or advise or in any way involve itself in the offering or acceptance of such commercial/contractual terms between the Buyers and Sellers.
  2. Xiaomi does not make any representation or warranty as to specifics (such as quality, value, salability, etc) of the products or services proposed to be sold or offered to be sold or purchased on the Website. Xiaomi does not implicitly or explicitly support or endorse the sale or purchase of any product or services on the Website. Xiaomi accepts no liability for any errors or omissions, whether on behalf of itself or third parties.
  3. Xiaomi is not responsible for any non-performance or breach of any contract entered into between Buyers and Sellers. Xiaomi cannot and does not guarantee that the concerned Buyers and/or Sellers will perform any transaction concluded on the Website. Xiaomi shall not and is not required to mediate or resolve any dispute or disagreement between the Buyers and Sellers.
  4. Xiaomi does not make any representation or warranty as to the item-specifics (such as legal title, creditworthiness, identity, etc) of any of its Users. You are advised to independently verify the bona fides of any particular buyer or seller that You choose to deal with on the Website and use Your best judgment in that behalf.
  5. Xiaomi does not at any point of time during any transaction between Buyer and Seller on the Website come into or take possession of any of the products or services offered by Seller nor does it at any point gain title to or have any rights or claims over the products or services offered by the Seller to the Buyer.
  6. At no time shall Xiaomi hold any right, title or interest over the Products nor shall Xiaomi have any obligations or liabilities in respect of such contract entered into between the Buyers and Sellers. Xiaomi is not responsible for unsatisfactory or delayed performance of services or damages or delays as a result of Products which are out of stock, unavailable or back ordered.
  7. The Website is only a platform that can be utilized by Users to reach a larger base to buy and sell products or services. Xiaomi is only providing a platform for communication and it is agreed that the contract for sale of any of the products or services shall be a strictly bipartite contract between the Seller and the Buyer.
  8. You release and indemnify Xiaomi and/or any of its officers and representatives from any cost, damage, liability or other consequence of any of the actions of the Users of the Website and specifically waive any claims that you may have in this behalf under any applicable law. Notwithstanding its reasonable efforts in that behalf, Xiaomi cannot take responsibility or control the information provided by other Users which is made available on the Website. You may find other User's information to be offensive, harmful, inconsistent, inaccurate, or deceptive. Please use caution and practice safe trading when using the Website.

Bajaj Finance Limited

TERMS AND CONDITIONS

By clicking the “Confirm/I Accept/Submit/Make Payment button these clickable Terms and Conditions (“Terms”) and entering the one-time password sent by BFL (“OTP”), I am expressing my interest in availing loan from Bajaj Finance Limited (“BFL”) for purchase of product from the website of the e-commerce partner (“mi.com”), I hereby agree and acknowledge that I (i) am at least 18 years of age, (ii) can understand, read and write in the English language, (iii) have read, understood and agree to be bound by these Terms.

Other Terms and Conditions for using BFL payment option on mi.com

Disclaimer: Pricing on any product(s) as is reflected on the Website may, due to some technical issue, typographical error or product information published by seller, be reflected incorrectly and in such an event the Seller may cancel your order(s).